Do you need preventive care like cleanings and exams?
Are you planning for orthodontics or major procedures like crowns?
Are you planning for orthodontics or major procedures like crowns?
PPO (Preferred Provider Organization): Flexibility to see out-of-network providers, though at a higher cost.
HMO (Health Maintenance Organization): Requires in-network providers but offers lower premiums.
Discount dental plans: Membership-based programs offering discounted rates rather than insurance coverage.
Check the annual maximum the plan will pay.
Review what percentage of procedures are covered (e.g., preventive at 100%, basic at 80%, major at 50%).
Look for plans with no waiting periods for immediate coverage.
Deductibles: Amount you pay before insurance covers expenses.
Copayments and coinsurance: Your share of costs for services.
Out-of-pocket maximums: The maximum you’ll pay annually for covered services.
Use PepCare to find dentists who accept your insurance and are conveniently located.
Coverage for regular cleanings and exams ensures better long-term oral health.
Reduce out-of-pocket expenses for major procedures like root canals or crowns.
Be prepared for unexpected dental emergencies.
Offers information on dental plans through the ACA Marketplace.
Provides dental benefits for eligible children and, in some states, adults.
Federally funded clinics offering low-cost or free dental care.
Many schools provide affordable care through supervised student clinics
Ensure the plan covers preventive, basic, and major procedures.
If you or a family member need braces, confirm coverage details.
Quickly find dentists near you who align with your insurance.
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